Get the Best Assistance of Reliable Personal Loan Experts with Loan Easy!

Are you looking for a reliable and affordable way to get the money you need? Well, look no further than personal loan experts. We at Loan Easy, guide you through the application process step by step, making sure that everything is done securely and efficiently. You’ll have access to competitive rates and offers, so there’s never any reason to hesitate or to pay too much in interest rates.

With the experience and knowledge of the market, our professionals can help you find the best loan options for your specific needs.

There are a lot of variables that affect your loan approval, and it can be difficult to figure out which ones to take into account. Fortunately, Loan Easy can simplify the loan application process and get the best terms for your loan.

Why to Choose Us?

Our clients are completely satisfied with the kind of services that we offer;

Ethical business dealings
Multiple quality check of documents
Affordable Interest Rates
Complete guidance on the entire loan process.
Exceptional customer support

Not only this, but our veterans are always there to customise deal as per your needs. By understanding which factors affect your approval and working with a specialist to select the best repayment plan for you, you can minimise the risks associated with taking out a personal loan. In addition, using a personal loan expert could result in a higher credit score – so it’s definitely worth considering!

Working with an expert like us you can get you peace of mind, knowing that we understand your individual financial needs and will work with you to find a repayment plan that works best for both of you. So, don’t wait any longer to contact our personal loan expert today and get started on finding the perfect loan for your situation!

First Home Buyers

Investment Loans

Refinance

The first step towards owning your own home is exciting and overwhelming. It’s natural you’ll have plenty of questions – that’s where we can help.

With so many finance providers offering different finance types, with varying structures and repayment options, finding the best loan is our mission.

With so many great offers available, now is an ideal time to shop around for a better value home loan with better features and better interest rates.

Get the best options from over 35+ lenders

We make the process easy to understand

We will guide you through the Mortgage process

Take advantage of different features

Huge range of Investment lenders

Unlock equity to invest

Take advantage of different features

Consolidate other debts

Time for a better Interest Rate

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Refinancing

What are the benefits of refinancing?

If you’re currently paying interest-only on your home loan, at some point in the future it will expire and you’ll be required to pay off both principal and interest. This article explains everything you need to know:

With the steady rise in house prices we’ve seen over the past decades, many new home buyers and investors are wondering how they can get their foot on the ladder.

When you refinance, you’re effectively replacing your existing home loan with a more suitable option, either by changing products or moving to a different lender.

Frequently asked questions

How do I apply for a loan?
How much can I borrow?

Check out our Home Loans repayment calculator to get an estimate of how much repayments may be.

For a more accurate estimate, we will need to complete an application to review all your information. We can even arrange a home loan pre-approval to give you the confidence you need to bid at an auction.

The minimum and maximum loan amount varies by product and lender, contact us for more details.
How long does it take for approval?

In most cases the team at Loan Easy will be able to give you a conditional approval within 48 hours. How quickly you get full approval depends on how quickly you are able to provide the necessary documentation to support your application. The most common causes of a delayed approval are normally the simplest – Unreadable Identification, missed signature etc.

Contact us today for assistance with the application process.
What is Lenders Mortgage Insurance?

Lender’s Mortgage Insurance, as the name states, is insurance that protects the Lender not you as the borrower.

Lender’s Mortgage Insurance (LMI) is a one off fee that normally applies to loans where the customer is borrowing more than 80% of the purchase price. LMI is scaled depending on the percentage you need to borrow (between 80 – 95%) and the amount of the loan (ie, $450,000).

LMI can start from $6000 and range up to over 5% % of the loan amount. You have two options to pay this fee. Some lenders allow you to capitalise the cost of your LMI, meaning that they will add this figure to your loan amount.

For example, if you are borrowing $450,000, your LMI may work out to be around $6000. You would actually increase your loan amount to now borrow $456,000 ($450,000 + $6,000).
How much Stamp Duty can I expect to pay?
What Documentation do I need to supply?
Depending on your circumstances and the home loan you have applied for, you will generally need to supply the following;
- Evidence of income – most recent payslips or letter from employer detailing conditions and most recent group certificate.
- Completed and signed Reduce Home Loans Application Form
- Certified coloured copy of your driver’s licence.
- First Home Owner Grant application (Required for First Home Buyers only).
- Signed copy of Contract of Sale (Required for Purchase only).
- 6 months home loan statements (Required for Refinance only).
- Rates Notice for existing property used as security (Required for Refinance/Equity Releases only).
- Copy of last 3 months’ loan statements for any loan to be paid out (Required for Loan Consolidation only)
Please note: we may require additional documentation depending on your circumstances.

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